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How We Compare Pet Health Plans

The Rules Behind Exact, Indicative, and Not-Listed Labels on the Live Comparison.

Last updated 30 August 20262 min readVetsCompared Editorial Team

How We Compare

VetsCompared reads published UK pet health plans and labels each fact as exact, indicative, or unknown. Exact means the published figure matches the species, age, and weight inputs used. Indicative means the figure can change by clinic, weight, or age, or the inputs are not complete enough for a single match. Unknown means the catalogue does not have evidenced text for that field.

  • Facts are exact, indicative, or unknown.
  • One source is chosen: clinic, then group, then provider product.
  • A missing fact on that source stays unknown.
  • VetsCompared does not sell a higher comparison rank.

What the Comparison Is

The live comparison is a reading of published plan pages, checkout pages, administrator sites, and clinic confirmations. It is not a recommendation and it is not a quote. This page explains how the comparison chooses and labels that published information. How we write guides explains the wider source rules.

Exact, Indicative, and Unknown

  • Exact: the published price or fact matches the species, age, and weight inputs used.
  • Indicative: the figure can change by clinic, weight, or age, or the inputs are not complete enough for a single match.
  • Unknown or not listed: the catalogue does not have evidenced text for that field.

Cat and rabbit prices can be exact from age alone. Dog prices need age plus weight, or age plus a CMA weight band, before the match is treated as exact. An age band such as under one year is not treated as a known month, so that match stays indicative.

Which Published Details Win

The comparison picks one published source for a plan: the clinic's published details if they exist, otherwise the corporate group's offer, otherwise the provider's general product details. Every fact is then read from that chosen source. If the chosen source has no evidenced value for a field, the comparison shows it as unknown. It does not fill the gap from another source.

Published details can change over time. How often we recheck a listing depends on whether the published page changed. When the catalogue is updated, the comparison shows the current published details, which is why a price you saw last month can change.

Independence

VetsCompared does not charge a plan or a practice for a higher place in the comparison. Counts on the landing page come from the live catalogue. If you want the product type first, start with how pet health plans work.

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Sources

Last checked 30 August 2026.

How We Compare Pet Health Plans | VetsCompared